Low Cost Homemade Christmas Presents
Published on 12/20/2020Given the current economic climate, many people can hardly afford ordinary day-to-day living, never mind the extra costs of Christmas presents. But everyone has skills which can be used to make acceptable gifts for families and friends. Here are some possibilities.
How to Save Money as Newlyweds: Easy Ways to Live and Entertain Without Breaking the Bank
Published on 12/20/2020There's no doubt that marriage comes with a slew of experiences and mistakes, and a new life comes with new (and more) bills to pay. So what can newlyweds do to save money around the house? Here are a few helpful tips.
The Global Credit Crisis: How One British Journalist Saw the Economic Crisis Coming
Published on 12/20/2020In 2002, Will Hutton published a book that was a thoroughly damning indictment of the state of the United States's financial regulation of its own economic sector. Hutton argued that eventually, the US's relaxed economic regulations on its businesses, and the subsequent laissez-faire lending to anyone and everyone who wanted to borrow money, would eventually lead to a catastrophic economic collapse.
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Reasons Why Some Cannot Avoid Bankruptcy
Published on 12/20/2020For most people, the decision to file for bankruptcy can be a difficult one and it is generally recommended for them to avoid it as long as there are other options available. However, there are some financial situations where it is the only credit solution possible. Even as some people are very responsible with paying off their debts, some situations may arise where they have no other choice.
Understanding Debt: What are Good and Bad Debts?
Published on 12/20/2020The word "debt" scares most people off. Yet, not all debts are bad. In fact, sometimes it makes financial sense to be in debt. Confused? Here is a general guide about good debts and bad debts.
Debt Settlement vs. Debt Consolidation
Published on 12/20/2020The debt settlement versus debt consolidation decision-making process can present something of a challenge. However, choosing the correct method for settling credit card debt, small loans, or medical bills is not nearly as complicated as it may initially seem.
Selling Assets Before Bankruptcy?
Published on 12/20/2020Everyone wants to protect and save their personal property from loss during a bankruptcy. Filing a Chapter 13 bankruptcy petition typically does not prohibit someone from selling or buying assets prior to the action since liquidation is not a required component. A Chapter 7 bankruptcy, however, requires that the petitioner's assets be liquidated to pay creditors as much as possible. The temptation to sell or transfer assets to others is strong; avoid the temptation.
Protection from Identity Theft: Keeping a Good Name and Credit Rating Safe
Published on 12/20/2020Avoiding identity theft doesn't always mean buying expensive identity protection services. While many people purchase these and find them very beneficial, other people prefer to do things on their own.
North Carolina's Outer Banks
Published on 12/20/2020On North Carolina's Outer Banks, names like Kitty Hawk, the Wright Brothers, Blackbeard, and The Lost Colony stir young imaginations. The barrier islands, on 130 miles of unspoiled coastline are lands of historical firsts, providing families with endless activities to experience the region's rich past and nature in a hands-on way.
The Wage Garnishment Process and Collections: Can a Debt Collector Garnish Wages Over an Unpaid Debt?
Published on 12/20/2020Wage garnishment is a very real fear for many individuals who owe debts that they are currently unable to pay. Laws are in place, however, to protect consumers from losing too much disposable income to garnishment.
Debt Settlement Benefits and Disadvantages
Published on 12/20/2020Every consumer who encounters a monetary setback wants to financially recover as soon as possible. However, consumers need to be well informed before making a final decision concerning a debt recovery procedure. For many consumers, a debt settlement plan is the chosen path of action to reclaim financial stability. Is this plan designed for every consumer?
Landlords to Screen Tenants' Credit for Free: New Web Site Helps Property Managers Find Perfect Tenant
Published on 12/20/2020Adrian Waters, a Baltimore, Maryland, area business man, created a website that provides background and financial checks for landlords at no cost to the landlord. Currently, landlords have to pay thousands of dollars to research that information, or they don't spend the money and get a bad tenant.