Personal Debt Management: Manage Funds and Financially Recover from Debt If an individual is in a financial bind and fully understands the ins-and-outs of proper money and debt management, he or she can recover from financial mistakes. Not all cases of monetary hardships are due to financial inexperience, but simple economic misguidance. Many times people […]
A 2009 Prudential survey showed that over-60’s are set to receive a retirement income of £17,779 per annum in 2009. Given that the average income for working people is £24,908, this means that retired people will receive 29 per cent less. This sudden reduction in income can make paying household bills more of a challenge […]
Being in the midst of a throng of shoppers at Christmas and not knowing what you want to buy a new romantic partner may create a personal crisis, but there is no reason for it to do so. Buying for men today is not as difficult as it may initially appear, especially if the buyer […]
A bank base rate tracker mortgage moves in line with interest rate levels set by the Bank of England. Mortgage payments will go down if interest rates go down and visa versa. Although a Standard Variable Rate (SVR) mortgage also achieves this, a bank base rate tracker mortgage has a smaller margin. Examples of Tracker […]
It’s almost impossible to turn on a television or open a newspaper these days without hearing or reading the words “credit crunch”; it’s an expression that has quickly embedded itself in the UK psyche. Credit Crunch For the lucky minority it’s simply a turn of phrase that has found its way into the English language. […]
Millions of individuals around the world are drowning in debt. All of this debt makes for some pretty nasty credit reports. Unfortunately, bad credit reports can mean that individuals are unable to get the financing they need in the future – for things like purchasing a house or a car. While many credit counseling agencies […]
Finding ways to reduce debt interest payments will help to clear debt in a fraction of the time. Whilst it is a reality of life that money lenders don’t do this for free, there are more effective ways of borrowing money. Taking advantage of new business customer rates, such as 12 month interest free credit […]
With lending institutions in Australia competing for the consumer dollar, there are many different types of savings accounts offered. The choice of account mainly depends on the personal circumstances of the depositor. Therefore, researching the various types of accounts available should be undertaken as a part of establishing a savings plan. These are some of […]
It isn’t just undischarged bankrupts that experience difficulty opening a no credit check bank account, so do discharged bankrupts and people with bad credit. This is because banks credit score applicants and then proceed to cherry-pick future customers. Despite the fact that the banking community seems happy to exclude potential customers who’ve experienced past credit […]
It isn’t just undischarged bankrupts that experience difficulty opening a no credit check bank account, so do discharged bankrupts and people with bad credit. This is because banks credit score applicants and then proceed to cherry-pick future customers. Despite the fact that the banking community seems happy to exclude potential customers who’ve experienced past credit […]
