Filing for credit card bankruptcy can help to alleviate the burden of unmanageable personal debt in as little as 4 months. Unlike a debt settlement program, chapter 7 bankruptcy doesn’t require a monthly contribution. This means that eliminating credit card debt is possible for those who have lost their jobs or don’t have sufficient disposable […]
Filing for credit card bankruptcy can help to alleviate the burden of unmanageable personal debt in as little as 4 months. Unlike a debt settlement program, chapter 7 bankruptcy doesn’t require a monthly contribution. This means that eliminating credit card debt is possible for those who have lost their jobs or don’t have sufficient disposable […]
Facing repossession is a horrible feeling, but is increasingly common in the current credit crunch. There are ways to delay or prevent repossession from happening no matter what financial situation exists. Carefully consider each solution as each one could potentially turn things around. Prioritize Debts There is no greater priority debt than paying the mortgage. Don’t […]
Consumers with a bad credit rating regularly take out a secured loan in order to perform debt consolidation. Those with good credit can opt for an unsecured loan provided their cumulative personal debt is under £15,000. Multiple sources of high APR credit card debt, personal loans and overdrafts can greatly complicate finances, resulting in higher […]
But there’s still some help for homeowners in the American Recovery and Reinvestment Act of 2009, the final version of the hotly debated economic stimulus bill that both the Senate and House passed last week. The new credit, though, is far less inclusive and much less generous than the $15,000 version that everyone was hoping […]
Escalating financial difficulties mean that receiving help with debts is vital. Whilst there are a number of private companies offering assistance, a debtor can also turn to a non profit credit counseling service. The majority of unsecured debts (with the exception of student loan debt) can be negotiated with a debt relief program, such as […]
Save money towards a South African child’s tertiary education with this initiative by the Department of Education and The Association for Savings and Investment South Africa. Educational Savings Account The South African Government rewards citizens who save for a child’s education. The Fundisa Fund is a savings account, which can only be used for a […]
The convenience of a checking account or a credit card is obvious but why maintain a savings account in these tough economic times? The old advice of a three to six month financial cushion is even more important today than it was several years ago. Anyone can lose a job or be laid off. Life […]
From the 13th May 2010 the Lloyds Banking Group will be imposing new conditions on interest only mortgage deals. This follows an increase of 0.2% on the rates offered by the group in March for these deals. These changes may affect those considering these kinds of mortgages, whether they are first time buyers or are […]
From traveling in off-peak travel months to flying budget airlines and scoping out free activities, there are many options for budget travel in Europe. Here are six top money-saving tips for a budget Europe vacation: Take an Off-Season Holiday While summer may be prime tourist season in Europe, there are many drawbacks to traveling when […]
