There are several ways that a household can curtail expenses. When it comes to trimming the home budget, the common areas that people look to include: stop buying luxury items, if household items such as refrigerators or TVs need replacing, opt for secondhand or cheaper brands, or look for savings at the supermarket or grocery […]
The debt settlement vs bankruptcy decision process is important for those who need to get rid of debt. Declaring personal bankruptcy is the best known debt free plan, but shouldn’t be entered by everyone who is experiencing financial difficulties. It is a way of tackling serious debt problems as there are more effective ways of […]
Many individuals are looking to find financial relief, as they have reached a point of financial hardship. This is where it may be helpful to start searching through debt settlement companies in order to settle some of their debt. However, when making this decision, it’s important to choose a debt settlement company that is reputable. […]
One in eleven people in the UK report that they are in debt. This figure rises to one in four for people with mental health problems (The Office of National Statistics). More worryingly, more than a third of people in debt do not tell their partners, and women find it harder to admit their debt […]
While some people prefer to do their own taxes to save money, it’s always better to get professionals like accountants or registered tax agents to do all the tax-related paperwork. Here’s a quick look at the benefits of using tax specialists or accountants, how to choose them and use their service. How Families Benefit from […]
With the multitude of financial options out there, it can be hard to choose the right institution. They all seem to offer something special that sounds like the perfect choice. But, in good times and bad, consumers will get the best value from a credit union. Membership Matters When consumers deposit money into a credit […]
President Obama signed the stimulus bill that pushed through a tax credit of up to $8000 for first time home buyers at the start of the term. Coming to the close of the eligible period there are talks about extending the measure, but there is no need to wait for the outcome of those talks. […]
Bankruptcy is so detrimental to one’s credit rating and the fact that a person has gone through it will remain on their credit report for a period of up to ten years. Nevertheless, there are ways to fix one’s credit rating after being bankrupt and the sooner they work on improving their credit score, […]
Unlike singles, couples with children have extra financial responsibilities. They have to manage their money well and plan for future finances such as family health insurance, childcare costs, children’s education, managing taxes and retirement planning. While many households manage family finances well without any outside help, those who have sought advice from financial planners have […]
