Arbitrage Blog

Who is a Debt Management Plan Right For? Debt Solutions to Deal with Unsecured Loans and Credit Card Debt

A debt management plan is a debt solution that is best suited for those with more modest financial difficulties. Identifying the level of debt at which point it is right to pursue a debt management plan is fundamental. Those with serious debts should consider an Individual Voluntary Arrangement or personal bankruptcy. What is a Debt […]

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New Extended Home Buyer Tax Credit for 2009-10: Incentive for Both Potential and Current House Owners

Christmas came early for realtors and home builders this year as Congress approved an extension on the home buyer tax credit which now includes a tax credit for existing home owners who are looking to sell and purchase a different home. Between November 7, 2009 and April 30, 2010, qualified home buyers can receive a […]

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Credit Card Fraud in Chapter 7 and Chapter 13 Bankruptcy

Many individuals file for Chapter 7 or Chapter 13 bankruptcy solely to have overwhelming credit card debt discharged. Fraudulent credit card use or obtaining a credit card under fraudulent pretenses can give a credit card company the right to contest the credit card debt being included in the bankruptcy case. This leaves the individual on […]

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Advice for Finding Poor Credit Lenders: Bad Credit? Fix and Repair it!

Individuals who suffer from bad credit should realize first of all that they are not alone. Millions of individuals all over the world feel as if they’re drowning in debt, and aren’t sure exactly what to do about it. Luckily, there is some good advice for finding poor credit lenders and for repairing credit scores. […]

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How to Avoid Debt Problems: No More High Debt Interest

Recognizing the value of money and finding ways to avoid debt problems before they happen has never been more critical. The best debt advice has always been that prevention is better than the cure. After all, debt interest is a lot higher than savings rates ever will be. Identifying ways of avoiding debt goes a […]

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The Benefits of Working at Home in the Recession: How to Overcome Unemployment and Still Spend Time With the Family

Some people can make a career out of the work at home opportunities they find, while others work to meet the increasing cost of bills. Home working can be notoriously hard to get right and requires a serious amount of dedication and commitment, but when the right idea is found it can be very fulfilling […]

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Should I Refinance My Mortgage? Mortgage Refinancing Tips

When interest rates have dropped and the end of the mortgage term arrives, many homeowners ask themselves: “Should I refinance my mortgage now?” The answer is never simple. Negotiating a lower home loan interest rate can significantly improve a homeowner’s financial status, or it might prove a bad decision in the long run. Many variables […]

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How to Set Up an Emergency Fund: Learn to Cope with a Financial Crisis and Stay Out of Debt

People experience natural disasters, unexpected job losses, and costly medical bills. When someone experiencing a financial emergency has an emergency fund set up, he is more likely to get through the crisis without going into debt. Emergency Fund Amount Ideally, people should have three to six months of their living expenses in an emergency fund […]

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IRS 6500 Tax Credit for Home Purchase: Home Credit Rules – Existing Homeowners’ Federal Tax Incentive

The Worker, Homeownership, and Business Assistance Act (H.R. 3548), signed by President Barack Obama on November 6, 2009, extended federal unemployment benefits for some Americans, extended and enhanced the tax credit for home purchases, and gave businesses tax breaks through net operating loss carrybacks. Existing Homeowners Can Get IRS 6500 Tax Credit for Home Purchase […]

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