What is the Best Debt Consolidation Company? Debt Refinancing to Reduce Monthly Repayments

Selecting the best debt consolidation company is vitally important. Find the right provider and it is possible to consolidate credit cards, small loans, medical bills and a variety of unsecured debts and put them all under one roof. Debt refinancing not only simplifies family finances, it can also considerably reduce monthly repayments. Best Debt Consolidation […]

Ways to Reduce Christmas Spending: Enjoying the Festive Season and Avoiding Credit Card Debt

Christmas may be a time that people look forward to, but it is also a time of great concern. If already struggling with credit card debt the cost of the Christmas holiday can be an unwelcome addition. Thankfully, there are still a number of ways that enable people to enjoy the festive period and reduce […]

Debt Relief Orders and IVAs an Alternative to Personal Bankruptcy

The Insolvency Service in the England and Wales, “administer and investigate the affairs of bankrupts” and works within a statutory framework – “mainly the Insolvency Acts 1986 and 2000.” Following their publication of the 2010 third quarter insolvency figures, which show a slight drop in insolvencies, this article provides a brief overview of two alternatives […]

How Debt Settlement Reduction Can Help You: An Affordable Unsecured Debt Repayment Plan

Debt settlement reduction is a popular strategy for tackling excessive unsecured debt. A large number of U.S. citizens borrowed far too much during more prosperous times and are now finding it difficult to keep up with their existing debt repayment plans. Rising unemployment, a shortage of overtime, reduced bonuses, failed relationships and poor health are […]

Pros and Cons of Using a Credit Attorney: Can the Credit Repair Attorney Increase a Low Credit Score?

A low credit score is a problem for millions of Americans, but not an insurmountable obstacle. Failing to comply with the T&C’s of credit agreements will result in a bad credit rating. Each lender reports whether a repayment was or wasn’t received each month and whether it was made on-time. Whilst a large percentage of […]

Landlords to Screen Tenants’ Credit for Free: New Web Site Helps Property Managers Find Perfect Tenant

Adrian Waters, a Baltimore, Maryland, area business man, created a Web site that provides background and financial checks for landlords at no cost to the landlords. Currently, landlords have to pay thousands of dollars to research that information, or they don’t spend the money and get a bad tenant, he said. The concept is one-hundred […]

Debt Settlement Benefits and Disadvantages: Pros and Cons of Debt Negotiation, Importance of Financial Education

Every consumer who encounters a monetary setback wants to financially recover as soon as possible. However, consumers need to be well informed before making a final decision concerning a debt recovery procedure. For many consumers, a debt settlement plan is the chosen path of action to reclaim financial stability. However, is this plan designed for […]

How to Find Reliable Debt Settlement Companies: Settling Credit Card Debt with a Debt-Free Solution

It can seem as if reliable debt settlement companies are few and far between, but this isn’t really the case. The industry is tarnished by a few cowboy operators that serve to make life difficult for ethical debt-free solution providers. However, it is essential that you invest sufficient personal time into selecting the most appropriate […]

Debtors Can File for Bankruptcy for Free: Filing Chapter 7 or Chapter 13 Without an Attorney

Bankruptcy laws are complex. All courts must enforce the U.S. Code and additionally comply with federal rules of procedure and local court rules. Although anyone can file for bankruptcy for free, the odds of success are small. Legal representation prevents creditor overreaching and insures debtors receive fair treatment. Debtors who chose to file for bankruptcy […]