The Global Credit Crisis for Students: How UK Students will be Affected by the Economic Downturn

With the current massive global credit crunch looking set to continue throughout 2009, and perhaps even further, people of all income levels are likely to feel the economic pinch more and more. Throughout all the media coverage and analysis of the economic downturn we have all heard and seen just how bad this international recession […]

Ways to Protect Savings from Interest Rate Cuts: Savings Protection During an Economic Recession

The economic recession has affected all families, including those who save. Interest rate cuts by the Bank of England have left savers in a rather precarious position as, in many cases, returns are failing to even keep pace with the rate of inflation. Tax Free Savings and the Individual Savings Account Inland Revenue rules allow […]

More Tax Deductions for Australians: How Families in Australia Can Maximize Rebates from Taxes

Finding it hard to balance the family budget? Well, maximizing tax deductions will certainly be a great help to keep the family finances running smoothly. Here are some tips that Australian families can use get more rebates from taxes. Keep Accurate Records to Help Maximize Tax Deductions The Australian Taxation Office assumes that all taxpayers […]

A Guide to Individual Savings Accounts (ISAs): How to Get Tax Free Interest from Cash ISAs and Stocks & Shares ISAs

With interest rates at an all time low, savers are finding it very difficult to get good interest rates. Therefore it is very important for everyone to make the most of the amount they are allowed to invest in an individual savings account or ISA. Here is a summary of the rules and limits for […]

Mis-Sold Loan Insurance? Write off Loans & Claim Money Back

Payment Protection Insurance (PPI) has been heavily mis-sold over the past decade by ruthless financial institutions intent on boosting profits. In many cases customers were told that they couldn’t get a loan if they didn’t take out this additional costly insurance. What Lenders Never Told The Customer About Redundancy Insurance It is a fair assumption […]

Reasons to Avoid Debt Consolidation: Secured Loans, Creditor Harassment and House Repossession

Many borrowers with high monthly repayments on credit card debt and personal overdrafts choose to pursue debt consolidation. However, whether a debt consolidation loan enables someone to benefit from a low APR depends upon numerous factors. Is it wise for those with bad credit to turn unsecured debts into a secured loan? Is the risk […]

Support Grows for Tax on Banks: As Economies Everywhere Struggle, Banks Still Rake in the Money

At a meeting with Commonwealth leaders on 27th November 2009, the British Prime Minister, Gordon Brown, was to suggest the introduction of a tax for banks, the Tobin Tax. The prime minister’s idea was that this tax should be on a global level, meaning that all commonwealth countries should adopt the tax for all financial […]

Home Tax Credit Safe Despite Election Threat: Liberals Promise to Keep Popular Measure if Elected

The Harper government introduced the tax credit as part of the January budget. It was designed to give the home renovation and construction sector a boost during the economic downturn. Conservatives Argue Home Tax Credit Threatened By Election The Conservatives introduced the Home Renovation/Repair tax credit as part of the January budget. The credit, good […]

Umbilical Cord Blood Banks: Biological Investments for Parents

Public and private laboratories in the United States and across the world have started umbilical cord blood banks. Umbilical cord blood is retrieved from newly ejected placentas and cryogenically stored (frozen at very cold temperatures). Stem cells can be extracted from the cord blood for research and disease treatment therapies. The purpose of this process […]